Nykredit A/S is a Danish financial services group headquartered in Copenhagen and among Denmark’s largest mortgage lenders. Through entities including Nykredit Realkredit, Nykredit Bank, Totalkredit, and Nykredit Asset Management, the group provides mortgage lending, retail and corporate banking, asset management, and real estate finance to households, companies, and institutional clients. Nykredit’s roots date back to 1851, with the current group formed through mergers in 1985.
The group is one of Europe’s largest issuers of covered bonds, playing a central role in funding Denmark’s mortgage system, including the issuance of green covered bonds. Nykredit is majority-owned by a customer association, aligning its governance with long-term, low-risk financial operations. For industrial and energy-sector clients, Nykredit provides corporate banking, project and property finance, and sustainable finance solutions that support infrastructure investments and the energy transition.